How to Request for ChexSystems Report

How To Request for ChexSystems Report and CheckSystems Score?


CheckSystems score is a rating issued for an individual based on their use of their bank account and works similar to credit score issued for the use of credit card. Even though both are not the same or linked to each other, the overall working of both the ratings is quite similar. For example, just like credit card companies checking your credit score before issuing you a credit card, banks will consider your CheckSystems score before offering you with an account.


Read More About How To Get Credit Card For Bad Credit: https://aaacreditguide.com/credit-cards-for-bad-credit/


In order to know your CheckSystems score, the first step is to get your CheckSystems report and then your CheckSystems score. You can get one CheckSystems report per year for free as part of the Fair and Accurate Credit Transaction Act. However, to get your CheckSystems score, you will need to make a payment.


Today, we will be guiding you through the steps required to apply and get your CheckSystems report and CheckSystems score.

How to Request and Obtain CheckSystems Report?


As mentioned above, you are legally entitled to receive one free copy of your ChexSystem report in a year. You can submit the application for a ChexSystem report online, via email or by phone as well.


If you are requesting a ChexSystem report for a minor, then you need the below documents in hand:

  • Notarized birth certificate of the minor.
  • Copy of the Social Security card of the minor.
  • Copy of the state identification card or driving license of the legal guardian or parent of the minor.
  • Address proof of the legal guardian or parent.
  • If the name of the legal guardian is not specified in the birth certificate, a copy of guardianship document is required from the court or other legal institutions.


Else, if you are submitting a request for ChexSystem report on behalf of anyone else, then you need the below documents


  • Power of Attorney document that is notarized.
  • Written instructions by the consumer that is notarized.


To request a ChexSystem report online, follow the below steps:


  1. Open the Consumer Request for Disclosure page on your web browser by clicking here.
  2. Fill all the necessary blanks with appropriate information.
  3. In the end, click on the “Submit” button.


Below are the steps to request ChexSystem report by mail or fax:


  1. Download and print the Consumer Request for Disclosure Form from here.
  2. Fill the form with appropriate information.
  3. If you wish to request via fax, then fax the form to 602.659.2197.
  4. Instead, if you wish to mail the form, then below is the postal address where the form is to be sent:
    Chex Systems, Inc.
    Attn: Consumer Relations
    7805 Hudson Road, Suite 100
    Woodbury, MN 55125.


How to Request for ChexSystem Score?


You can only request for your personal ChexSystem score and to obtain the ChexSystem score of anyone else is a punishable offense under Federal law. However, you still can request for the ChexSystem score for a minor with the documents as mentioned above.


Below is how you can request for your ChexSystem score.


  1. Download and print the ChexSystem Score Request form from here.
  2. You need to pay $10.50 as a fee for obtaining your ChexSystem score. You can issue the payment as a check or a money order payable to “Chex Systems, Inc.”.
  3. Now, you can fax the check and the Score Request form to 602.659.2197.
  4. Alternatively, you can mail the check and Score Request form to the following address:Chex Systems, Inc.
    Attn: Consumer Relations
    7805 Hudson Road, Suite 100
    Woodbury, MN 55125.


Final Words


Unlike credit score, ChexSystem report and score is not issued by any third-party vendor. So be aware to request only through the official sources. In case of any doubts on requesting for ChexSystem report and score, do leave a comment below and we will help you out.


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